New Jersey Attorney:
Auto Insurance Claims
Collecting benefits under an auto insurance claim should be a simple matter — you paid your premiums, sustained an injury, and deserve payment for your medical bills, lost wages, and, depending on the policy, pain and suffering. Unfortunately, the claims process can be confusing and discouraging, and insurance providers routinely avoid paying legitimate claims.
Protect your right to recover full compensation for your injury
If you have a claim for an injury resulting from a car accident have a lawyer with the appropriate experience review your case before you make a statement to an insurance company representative or sign a settlement agreement. Years ago, attorney John Marshall worked for insurance companies. He understands exactly what strategies corporations employ to avoid paying fair value for injury claims. He now leads our personal injury practice, and has recovered millions of dollars for our clients through auto insurance claims. Contact our Red Bank office to arrange a free consultation with one of our lawyers.
Help with auto insurance claims
As your counsel, our attorneys will determine exactly what insurance coverage you have, see that your claims are supported by the necessary medical records, and arrange to have them filed on time. We will not recommend you settle for less than your claim is worth, and will not hesitate to face the insurance company in court if that is the way to recover maximum compensation on your behalf.
Auto insurance coverage in New Jersey
- Personal injury protection (PIP) benefits from your own auto insurance policy cover injuries that you and others in your car suffer in a crash. PIP is sometimes called no-fault insurance, since the coverage applies regardless of fault. PIP benefits cover medical treatment, lost wages, and essential services (the cost of hiring help to take care of matters you would ordinarily do yourself such as day care and lawn mowing). PIP benefits also include a death benefit and disability benefit. PIP claims are processed through the New Jersey PLIGA Fund.
- Motor vehicle liability coverage pays the expenses of others if you cause an accident. Liability coverage includes payments for bodily injury and property damage.
- Uninsured motorist (UM) coverage pays for your property damage or bodily injury if you are hit by an uninsured motorist.
- Underinsured motorist (UIM) coverage pays for property damage or bodily injury if the driver that caused the accident has less liability coverage than you have underinsured motorist coverage.
- Health care primary is a plan where your own health insurance covers your auto accident injury.
- Medicare and Medicaid may provide benefits following a motor vehicle accident if your medical expenses are greater than the auto insurance coverage available.
- Workers' compensation benefits may apply if the accident was work-related.
- If you have no coverage at all for your auto accident injury, or your insurer denies your claim, we will arrange for your medical treatment through a letter of protection (LOP).
Free consultation — have our attorney evaluate your claim
If you or a member of your family was injured in a car crash, it is important to have a lawyer with experience in similar cases review your claim. Protect your right to recover full compensation for your loss. Call 1-877-450-8301 or e-mail our Red Bank office to arrange a free consultation with an experienced car accident attorney.
Se habla español. At The John F. Marshall Law Offices in Red Bank, our personal injury lawyers represent clients from Newark, Edison, Paterson, Elizabeth, Trenton City, and other communities throughout New Jersey.
